Innovation

We focus on INNOVATION: We develop and offer products and services that creatively add value to our customers’ lives and futures.

75% of our customers’ financial transactions were carried out through digital channels in 2015 while we realized around 500,000 product sales and activations through these channels.

The Bonus on POS application was realized for the first time in Participation Banking. Within the scope of Bonus POS, member workplaces were able to make instalment payments on 16 million credit cards of 10 banks that are members of the Bonus platform.

Performance

We focus on PERFORMANCE: We constantly aspire to produce and share more and to that end we seek to marshal and make good use of all of our resources.

46%

Our share among participation banks in cash loans allocated to SMEs is 46%.

TL 28.6 billion

Funds supplied by our Bank, including receivables from leasing transactions, grew by 18% YoY to TL 28.6 billion as of the end of 2015.

Leadership

We focus on LEADERSHIP: Everything we do is with the aim of being the number one pioneering participation bank at the head of its sector.

We have added an international dimension to our network by opening a branch in Bahrain, an important Gulf-region financial center and we brought the total number of branches to 286.

In 2015, we undertook Turkey’s largest domestic issuance to take place at any one time with the issuance amounting to TL 250 million and we pursued our leading position in sukuk issuance.

Sustainability

We focus on SUSTAINABILITY: In the conduct of all our operations we are simultaneously and equally mindful of their economic, environmental, and social dimensions.

Achieving the most comprehensive Agile Transformation in Turkey, Middle East and Eastern Europe, our Bank’s has been admired by domestic and international companies.

According to the WIBC Leaderboard 2015 (World Islamic Banking Conference) Financial Transparency Index, our Bank was ranked first with 58 points and obtained the title of leading bank in the Eastern Mediterranean Region.