• Presentation
  • Türkiye Finans in Brief
  • Our Vision, Our Mission, Our Corporate Values
  • Strategic Priorities and Main Initiatives for 2014
  • Türkiye Finans Milestones
  • Awards and Recognitions
  • Summary Financial Information
  • Amendments to the Articles of Association
  • Capital and Shareholder Structure
  • Chairman’s Message
  • Message from the CEO
  • Customer Constitution
  • Macroeconomic Outlook and Sectoral Developments
  • An Assessment of the Bank’s Position in the Sector in 2014
  • An Assessment of Türkiye Finans’ Activities in 2014 their Results
  • Türkiye Finans’ Plans for 2015
  • Research & Development: New Services and Activities
  • Compliance Opinion Related to Annual Report
• Management and Corporate Governance Practices
  • Board Members and Audit Committee
  • Executive Vice Presidents
  • Unit Managers within Internal Systems
  • Organization Chart
  • Governing Bodies and Committees at the Bank, Participation of Bank Directors and Committee Members in Meetings
  • General Assembly Meeting Agenda
  • Summary of the Board of Directors report presented to the General Assembly
  • Information Concerning Human Resources Practices
  • Information about the Related Party Transactions, the Bank Enters
  • Information about Consolidated Affiliation
  • Other Information
  • Activities for Which Support Services are Outsourced and the Persons and Organizations from Which They are Obtained
• Financial Information and Assessment on Risk Management
  • The Audit Committee’s assessment of Internal Audit, Internal Control, Risk Management and Regulatory Compliance Functions; Committee Activities during the reporting period
  • Information About Risk Management Policies by Risk Type
  • The Statement Of Concerning Annual Report 2014
  • Dividend Distribution Policy
  • Proposal of Profit Distribution
  • Assessment of Financial Position, Profitability and Solvency; Asset Quality and Profitability
  • Information About Credit Rating Agency Rating Assignments and the Nature of Such Ratings
  • 5-Year Summary Financial Information Including the Current Year
  • Appendix 1: Independent Auditors’ Reports, Financial Statements and Related Disclosures and Footnotes as of and for the Year Ended 31 December 2014
  • Contact Details
• Contact Details
• Türkçe

Remuneration provided to members of the Governing Bodies and Senior Management; Non-Competition Covenant:

The total value of rights and material benefits provided to members of the board of directors and of the senior management in 2014 amounted to TL 12,897,000. The total value of cash and non-cash benefits consisting of allowances, travel, accommodation and representation expenses, and of insurance and similar guarantees provided to the Board of Directors amounted to TL 744,000; the sum provided to members of the senior management amounted to TL 1,375,000.

Duty of Loyalty Report:

During 2014, the following conclusions were reached in all of our Bank’s transactions with the main shareholder, the main shareholder’s affiliations and our Bank’s affiliations: the fact that the transaction was made or the precaution was taken or in the time of avoiding from taking precaution, according to circumstances and conditions known by us, the fact that substituted performance is provided and the fact that there is no precaution taken or avoided from taking it which can damage the company and the fact that there is no transaction or precaution to be offset within this framework.

Special Audits, Public Authority Audits:

There were no shareholder requests for special audits during 2013. Türkiye Finans is subject to continual on-site inspection and remote supervision by personnel of the BRSA (Banking Regulatory and Supervision Agency) as required by the Banks Act (Statute 5411). The Bank’s conduct of its business was also subject to the “Regular Oversight for the Improvement of Working Conditions of Employees in the Banking Sector” prepared by the Ministry of Labor and Social Security Inspection Board during 2014.

During 2014, a total of TL 76,430 in administrative fines were levied against Türkiye Finans, of which TL 55,765 were related to contraventions of Statute 5411, TL 3,065 were for contraventions of the tax-law and TL 17,600 were for contraventions of traffic, municipal laws and various other laws and regulations.

Investments:

In 2014, Our Bank undertook TL 82.3 million worth of investments of which TL 33.9 million were related to intangible fixed assets while of which TL 48.4 million were related to tangible fixed assets.

Charitable Assistance and Donations:

• The tax-deductible portion of donations and charitable assistance paid by Türkiye Finans to public-interest organizations amounted to TL 202,228.75 in 2014.
• The non-deductible portion of donations paid by Türkiye Finans to other natural and legal persons amounted to TL 96,700 in 2014.

Shares that the Bank Has Acquired in itself:

There are no shares which the bank has acquired in itself.

Administrative and Legal Enforcement:

There were no instances of the company or members of the Board of Directors being found to have contravened legislative provisions, or the actions of administrative and financial enforcement as the result of such contraventions.