2016 Annual Report
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DYNAMIC
41% increase

In 2016, Türkiye Finans increased its number of POS machines by 8.5% and the revenues obtained from POS machines by 41%, placing Türkiye Finans at the top among participation banks in terms of the number of POS machines and POS revenues.

Lease Certificate
Türkiye Finans diversified its funding base through TL 1 billion worth of sukuk issuances in 10 separate transactions.

15.6%
Türkiye Finans’s standard capital adequacy ratio increased by a significant 207bp to 15.6% in 2016.

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COMPETITIVE

the Cheque with QR code
With its finger on the pulse of technological developments and implementing innovations rapidly, Türkiye Finans offered Karekodlu Çek (the Cheque with QR code) product to its individual and corporate customers who use cheque books. The Bank gained the acclaim of its customers in a manner that is worthy of its title of being the pioneer bank with the project.

TL 3.8 billion
Türkiye Finans reached a risk size of TL 3.8 billion in 2016 by extending TL 850 million in real estate financing. The real estate credit risk stood at 15% of the Bank’s total credit risk as of the end of the year.

30% increase
A total of TL 2.6 billion of cash and non-cash funds were funds allocated by Türkiye Finans within the scope of Project Financing in 2016, an increase of 30% YoY.

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TECHNOLOGICAL

digitalization
Continuing to digitize its services as part of providing a rapid, uninterrupted customer experience with excellence under the integrated channel strategy. The Bank offered a wide range of diversity in transactions and services to its customers in its distribution channels.

180,000
The number of active customers in the mobile branch grew by 74% YoY in 2016 while the number of financial transactions grew by 82% YoY. The number of downloads of all mobile banking applications developed by Türkiye Finans for exceeded 180,000 in 2016.

internet branch
Within the scope of providing Internet Branch customer channel migration and increasing transaction volume, campaigns were launched to offer awards and a wide array of discount advantages to customers in 2016. The number of the Bank’s internet banking customers had exceeded 600,000 by the end of 2016.

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