CONTINUING ITS PRODUCTION- AND EXPORT-FOCUSED GROWTH STRATEGY, OUR BANK CLOSED THE YEAR WITH STRONG PROFITABILITY AND A ROBUST CAPITAL ADEQUACY RATIO, EMPHASIZING INNOVATIVE PRODUCTS AND SERVICES GEARED TOWARDS FLAWLESS DIGITAL CUSTOMER EXPERIENCES.

Türkiye Finans successfully navigated the year by maintaining its focus on the people-centric banking approach and sustaining its support to production and the economy.

Dear Stakeholders,

2023 was a challenging year both globally and for Türkiye, marked by global developments and the devastating earthquake disaster that deeply affected the national economy. Türkiye Finans successfully navigated the year by maintaining its focus on the people-centric banking approach and sustaining its support to production and the economy.

Continuing its production- and export-focused growth strategy, our Bank closed the year with strong profitability and a robust capital adequacy ratio, emphasizing innovative products and services geared towards flawless digital customer experiences.

In 2024, Türkiye Finans will persist in its strategy of sustainable profitability, maintaining its pioneering role in digital transformation through investments while safeguarding its strong liquidity and capital structure.

I extend my gratitude to all our stakeholders, particularly our colleagues, for their contributions to the achievements we attained in 2023.

Sincerely,

Wael Abdulaziz A. RAIES

Chairman