Information Related to Research, Development and Applications Regarding New Services and Activities

Cooperation activities with universities and fintechs continue at the Türkiye Finans R&D Center. Collaboration work is being carried out to create significant synergy for our Bank and our country, both by sharing sector experience with university students and obtaining benefit from the academic accumulation in universities by improving collaboration between industry and academia. Articles written related to the work carried out at the R&D Center by Türkiye Finans employees were recognized in national and international scientific conferences in 2022 and have been presented at these conferences on behalf of the Bank.

An educational support model has been created that will both enable the personal development of the personnel and provide benefit by working together with the academic world as an institution. This model will enable employees to continue their Master’s and Doctorate programs to prepare scientific dissertations and attend lectures without the need for work compensation.

Part-time work opportunities have been provided for engineering students in their final year at university in our R&D units to allow them to gain knowledge about working life and combine the theoretical knowledge which they have gained throughout their education with practical knowledge.

Transition studies of New Banking Applications to WEB UI technology which were initiated in 2022, are ongoing and studies will be carried out on microservice architecture in 2024 and beyond.

The R&D projects which were completed, are ongoing and are planned in 2023 are as follows:

  • Projects completed in 2023:
  • Leasing Transformation
  • Digital Pre-Approved Limit (Medium-Sized Business and Entrepreneur) Application
  • Where is My Transaction and ŞİM Common Pool
  • Term Export (and Transit Trade) Financing
  • Exchange Rate Protected Automatic Extension Structure
  • Ready Limit Financing and Digital Channel Processes Modernization
  • Mobile Onboarding Sole Proprietorships
  • Signature Circular Analysis Project
  • Insurance Infrastructure Upgrade and Digital Channels Sales
  • Digital Channel Vehicle Financing Application
  • Daily Account Operation Change
  • Import Collection Transformation
  • Transfer of Instructions via OCR
  • Compliance Project with Publicly Exposed Persons Regulation
  • Fast Financing Disbursement to Legal Customers
  • Increasing Reserve Account Inflation Difference and Transaction Set