• Presentation
  • Türkiye Finans in Brief
  • Our Vision, Our Mission, Our Corporate Values
  • Corporate Strategy
  • Strategic Priorities and Basic Initiatives for 2013
  • Awards and Recognitions
  • Summary Financial Information
  • Amendments to the Articles of Association and the Justifications for Them
  • Capital and Shareholder Structure
  • Shares Held by the Members of the Board of Directors and Managers
  • Chairman's Message
  • CEO's Message
  • Customer Constitution
  • Macroeconomic Outlook and Sectoral Developments
  • An Assessment of the Bank's Position in the Sector in 2013
  • An Assessment of Türkiye Finans' Activities in 2013 and their Results
  • Türkiye Finans's Plans for 2014
  • Research & Development; New Services and Activities
  • Compliance Opinion on the Annual Report
• Management and Corporate Governance Practices
  • Board of Directors and Audit Committee
  • Executive Vice Presidents
  • Unit Managers within Internal Systems and Directors
  • Organization Chart
  • Governing Bodies and Committees at the Bank, Participation of Bank Directors and Committee Members in Meetings
  • Information About General Meetings Held in 2013
  • Annual General Assembly Meeting Agenda
  • Summary of the Board of Directors Report Presented to the General Assembly
  • Information about Human Resources Practices
  • Information about the Related Party Transactions, the Bank Enters
  • Information about Consolidated Affiliates
  • Other Information
  • Activities for Which Support Services are Outsourced and the Persons and Organizations from Which They are Obtained
• Financial Information and Assessment on Risk Management
  • Audit Committee's Assessment of Internal Audit, Internal Control, Risk Management and Regulatory Compliance Functions; Committee Activities During the Reporting Period
  • Declaration Concerning the 2013 Annual Report
  • Independent Auditors' Report
  • The Unconsolidated Financial Report of Türkiye Finans Katılım Bankası A.Ş. For the Year Ended 31 December 2013
  • Independent Auditors' Report
  • The Consolidated Financial Report of Türkiye Finans Katılım Bankası A.Ş. For the Year Ended 31 December 2013
  • Information About the Bank's Dividend Policy
  • Assessment of Financial Position, Profitability and Solvency; Asset Quality and Profitability
  • Information About Risk Management Policies by Type of Risk
  • Information About Credit Rating Agency Rating Assignments and the Nature of Such Ratings
  • Summary Financial Information Pertaining to the Five-Year Period Including the Reported Period
  • Appendix: Amendments to Articles of Association
  • Directory

Research & Development; New Services and Activities

In 2013 Türkiye Finans completed the necessary preliminary work and officially applied to the respective authorities to establish its own R&D Center.

Important projects conducted and products offered for the service of customers by Türkiye Finans in 2013 as a result of its R&D efforts can be summarized in a number of topics as follows:

• Cash register POS,
• SME/Commercial rating assessment (including the corporate integration with KKB - Credit Registering Office)
• New service model segmentation
• Hızlı Kredi (Fast Loan)
• S-matic 2nd phase
• Mobile Banking (iOS and Android)
• Automation of branch premium calculations
• 360-degree customer outlook
• HGS (HGS-Fast Transit System Card)
• TAKSiTLE (BY INSTALLMENTS - Opportunities offered to customers to pay their credit card debts through installments)
• Happy Mother
• Happy Zero
• “Haremeyn ŞUA” Card
• Siftah Card
• Faal Card
• Micro Scoring
• Fund supply through treasury incentive
• BKM Express
• Faturavizyon (Invoice vision) web service integration

In 2013 Türkiye Finans completed the necessary preliminary work and applied officially to the respective authorities to establish its own R&D Center. The preliminary work carried out for the establishment of the R&D Center can be summed up as follows:

• Our proposal application for our project on “The Dynamic Analysis, Color coding, Close Monitoring and Scoring System to Determine Customer Risks” was deemed worthy of support within the framework of the Technology and Innovation Support Program of TÜBiTAK (The Scientific and Technological Research Council of Turkey).
• Türkiye Finans continued to receive process consultancy services from an experienced company in establishing an R&D Center.
• Türkiye Finans has taken various initiatives and signed preliminary agreements with universities in Istanbul to develop and broaden project-based cooperation between universities and the Bank.
• The Bank began to receive technical consultancy services from Istanbul Technical University for the project entitled “The Dynamic Analysis, Color Coding, Close Monitoring and Scoring System to Determine of Customer Risks”, which was deemed worthy of support within the framework of TÜBiTAK’s Technology and Innovation Support Program.
• The Bank continued to employ part-time 3rd and 4th year university students in various projects and supported work within the framework of the “TFKB (Türkiye Finans Participation Bank) R&D Center Part-Time Support Engineer Program”.
• Türkiye Finans’ official application for the establishment of it R&D Center was submitted to the Ministry of Science, Industry and Technology. The Bank continues to undertake efforts to resolve the additional issues set out in the respective commission’s assessment of the application.