• Presentation
  • Türkiye Finans in Brief
  • Our Vision, Our Mission, Our Corporate Values
  • Corporate Strategy
  • Strategic Priorities and Basic Initiatives for 2013
  • Awards and Recognitions
  • Summary Financial Information
  • Amendments to the Articles of Association and the Justifications for Them
  • Capital and Shareholder Structure
  • Shares Held by the Members of the Board of Directors and Managers
  • Chairman's Message
  • CEO's Message
  • Customer Constitution
  • Macroeconomic Outlook and Sectoral Developments
  • An Assessment of the Bank's Position in the Sector in 2013
  • An Assessment of Türkiye Finans' Activities in 2013 and their Results
  • Türkiye Finans's Plans for 2014
  • Research & Development; New Services and Activities
  • Compliance Opinion on the Annual Report
• Management and Corporate Governance Practices
  • Board of Directors and Audit Committee
  • Executive Vice Presidents
  • Unit Managers within Internal Systems and Directors
  • Organization Chart
  • Governing Bodies and Committees at the Bank, Participation of Bank Directors and Committee Members in Meetings
  • Information About General Meetings Held in 2013
  • Annual General Assembly Meeting Agenda
  • Summary of the Board of Directors Report Presented to the General Assembly
  • Information about Human Resources Practices
  • Information about the Related Party Transactions, the Bank Enters
  • Information about Consolidated Affiliates
  • Other Information
  • Activities for Which Support Services are Outsourced and the Persons and Organizations from Which They are Obtained
• Financial Information and Assessment on Risk Management
  • Audit Committee's Assessment of Internal Audit, Internal Control, Risk Management and Regulatory Compliance Functions; Committee Activities During the Reporting Period
  • Declaration Concerning the 2013 Annual Report
  • Independent Auditors' Report
  • The Unconsolidated Financial Report of Türkiye Finans Katılım Bankası A.Ş. For the Year Ended 31 December 2013
  • Independent Auditors' Report
  • The Consolidated Financial Report of Türkiye Finans Katılım Bankası A.Ş. For the Year Ended 31 December 2013
  • Information About the Bank's Dividend Policy
  • Assessment of Financial Position, Profitability and Solvency; Asset Quality and Profitability
  • Information About Risk Management Policies by Type of Risk
  • Information About Credit Rating Agency Rating Assignments and the Nature of Such Ratings
  • Summary Financial Information Pertaining to the Five-Year Period Including the Reported Period
  • Appendix: Amendments to Articles of Association
  • Directory

Other Information

Remuneration Provided to the Members of Governing Bodies and Senior Management; Non-Competition Covenant

The total value of rights and material benefits provided to members of the board of directors and of senior management in 2013 amounted to TL 11,528,000. The total value of cash and non-cash benefits consisting of allowances, of travel, accommodation and representation expenses, and of insurance and similar guarantees provided to the Board of Directors amounted to TL 448,000; the sum provided to members of the senior management amounted to TL 1,230,000.

Duty of Loyalty Report

During 2012, Türkiye Finans did not sustain any losses whatsoever in any of its dealings either with its parent company or with any of its parent company’s subsidiaries or affiliates; neither were there any instances of Türkiye Finans’ covering any benefits to or losses sustained by its parent company.

Special Audits, Public Authority Audits

During 2013 there were no shareholder requests for special audits. Türkiye Finans is subject to continual on-site inspection and remote supervision by personnel of the BRSA (Banking Regulatory and Supervision Agency) as required by the Banks Act (Statute 5411). The Bank’s conduct of its business was also subject to regular oversight (Regular Oversight for the Improvement of Working Conditions of Employees in the Banking Sector) by personnel of the Ministry of Labor and Social Security during 2013.

During 2013, a total of TL 295,000 in administrative fines were levied against Türkiye Finans, of which TL 174,000 were related to contraventions of Statute 5411, TL 2,000 were for contraventions of the tax-law and TL 119,000 were for contraventions of traffic, municipal and various other laws and regulations.

Investments, Charitable Assistance & Donations

• In 2013 Türkiye Finans undertook TL 71 million worth of investments, of which TL 9.6 million consisted of operating lease development costs, TL 30 million of intangible assets and TL 31.4 million of marketable securities.
• The tax-deductible portion of donations and charitable assistance paid by Türkiye Finans to public-interest organizations amounted to TL 61,000 in 2013.
• The non-deductible portion of donations paid by Türkiye Finans to other natural and legal persons amounted to TL 53,000 in 2013.

Shares that the Bank Has Acquired in Itself

There are no shares which the bank has acquired in itself.

Administrative and Legal Enforcement

There were no instances of the company or members of the Board of Directors being found to have contravened legislative provisions, or the actions of administrative and financial enforcement as the result of such contraventions.