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Vehicle Financing

Vehicle Financing

​​​​​​​​​Vehicle Finance is a financing support provided to real persons at 48-month terms for purchases of 0 km or second hand vehicles in compliance with Participation Banking.

Features of Türkiye Finans Vehicle Financing

  • Türkiye Finans Vehicle Financing is extended in accordance with Participation Banking principles.
  • The vehicle you want to buy is purchased by our bank and resold to you at profit rate tailored to the repayment scheme requested.
  • Your Vehicle Financing repayments can be split into installments up to 48 months.

Please visit the nearest Türkiye Finans Branch to learn more about Türkiye Finans​ Vehicle Financing, and apply for one.


TermProfit MarginAllocation FeeTotal Monthly CostTotal Annual Cost
12 Months1.89%0.50%2.35%32.22%
24 Months1.89%0.50%2.32%31.61%
36 Months1.89%0.50%2.30%31.40%
48 Months1.89%0.50%2.29​%31.29​%

Legal taxes are included in the total commission amount in the payment table prepared as an example based on TRY 40.000. The profit rates stated in the cost table calculation are applied on the condition that Reserve Account, Financier, Motor Insurance, Financing Assurance Insurance, Automatic Bill Payment Order products are all purchased together with the financing application. Profit rates are subject to change in cases where the relevant products are already owned or the related products are not purchased together with the financing application. Taking as basis the invoice value for 0 km vehicles, and the motor insurance value for 2nd hand vehicles; the maturity may not extend 48 months for insurances up to TRY 400,000, it may not exceed 36 months for insurances between TRY 400,000 - 800,000, may not exceed 24 months for insurances between TRY 800,000 - 1,200,000 and may not exceed 12 months for insurances between TRY 1,200,000 - 2,000,000. The maximum maturity is 36 months in financings guaranteed by vehicle. The allocation fee is a part of the financing pricing. The allocation fee is 5 per thousand of the financing amount excluding taxes. Commission and legal taxes are included and insurance costs are not included in monthly and annual cost rates. The Bank is entitled to freely evaluate the financing applications, to request guarantors and other guarantees and additional documents thereof, to reject the applications that it does not deem appropriate, and to make changes in the pricing. Please visit our branches for further information.​

Motorcycle Financing

This product provides the financing support you need for brand-new or second-hand motorcycles.

Your financing support is offered at advantageous profit rates, and can be split into installments up to 48 months.

Installment Commercial Vehicle Financing

This product provides financing support for purchases of commercial vehicles such as cabs, minibuses and pick-up trucks.

Commercial Route / Commercial Plate Financing

This product provides financing support for purchases of cabs, private busses, minibus routes and plates.