Türkiye Finans Individual Pension Scheme Funds

Flexiable Alternative Participation Fund

• Preferable by risk-taker investors who choose interest-free investment.
• The fund invests in BIST-traded TL Revenue Sharing Certificates or Lease Certificates issued by the Turkish Undersecretariat of Treasury or the private sector, or similar interest-free instruments.
• It can also invest in USD interest-free bonds issued in international markets, or Participation Index shares in accordance with its investment strategies.

Alternative Standard ParticipationFund

• It is a low-risk fund created for offer to the participants who do not prefer any fund as part of entry to the individual pension scheme, and prefer interest-free investment instruments.
• The fund invests in interest-free domestic debt instruments, revenue sharing certificates and lease certificates issued by the Undersecretariat of Treasury as well as other interest-free products such as private sector lease certificates.

Gold Participation​ Fund

• Suitable for those wishing to utilize yield from gold or gold-based capital market instruments and preferring to invest in interest-free money/capital market instruments.
• The fund invests in gold or gold-based capital market instruments traded at national or international exchanges.
• The portfolio income is largely determined by changes in the relevant exchange rates and in the prices of gold and gold-based capital market instrument.