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  • ​​ In Islam, commerce and commercial profits are halal. Participation Banking is a banking system where banks operate for profit.
  • Participation Banks compete in the Banking market.
  • Considering the competition issue, alternatives of the financial products that Türkiye Finas offers for financing requests may be found in other banks operating in the interest-based or interest-free system.
  • Under Participation Banking, a customer who requests financing for a good will buy that good with the power of attorney issued to the customer by the bank. Repayment is made over the agreed profit, in agreed installments.

The profit derived from this business model is shared with Participation Account owners.