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Audit Committee


Müge​ ÖNER​



Lama Ahmad M. Ghazzaouin​​



Eren GÜRA​




Born in 1960 in Jeddah, Saudi Arabia. Mr. Al-Saggaf holds MBA from Harvard Business School in 1988 and a Bachelor degree in Economics from Harvard University in 1982.After his service at Samba Financial Group between 1983 and 1985 as an Assistant Manager in Corporate Banking Group, he joined Saudi Holandi Bank as Division Head. In 1996 he joined back to Samba Financial Group as Division Head. From 2000 to 2003 he worked as a financial controller in Saudi Business Machines. He joined NCB in 2003 as Head of Strategy and Performance Management to lead corporate strategy, budgeting and management reporting. From 2006 to 2013 he was appointed as Group Chief Financial Officer. Besides, he served as a Board Member and a Credit Committee Member of Türkiye Finans Katılım Bankası A.Ş in 2008. From 2013 to 2018 he headed NCB’s Strategy & Business Development Group overseeing several functions including Strategy, Digital Banking, Marketing & Communication, Investor Relations, Economics, and Corporate Social Responsibility. Faisal Omar Al-Saggaf is the CEO​ at The National Commercial Bank (NCB), the largest bank in Saudi Arabia and the leading financial services group in the region (appointed June 2018). He is serving as Board and Audit Committee Member in TFKB as of 31st March 2017 as a result of reappointment. He has 36 years of professional experience in banking sector. ​


Lama Ahmad M. Ghazzaoui was born in Beirut, Lebanon in 1975. She holds a Bachelor's degree in Accounting from the Lebanese American University (1996), and in 2000 she obtained her CPA accreditation and membership to the AICPA (American Institute of Certified Public Accountants) in the State of Colorado, USA. She started her career as an External Auditor in Deloitte & Touche in 1997. She began her association with The National Commercial Bank in 2003 as a Senior Financial Analyst and then as a Financial Controller in charge of general finance, budgeting, reporting, and control for the Treasury Department. Lama Ahmad M. Ghazzaoui took part as a member of the Board of Directors and Audit Committee in Türkiye Finans Katılım Bankası A.Ş. between March 2014 -March 2017. She is currently the Head of Financial Affairs and Senior Vice President of the Finance Department. She also continues to serve as the Chairman of the Audit Committee of NCB Capital and a Senior Management Committee Member of the bank. Lama Ahmad M. Ghazzaoui was appointed as a Board Member of Türkiye Finans Katılım Bankası A.Ş. as of August 2020. She has 23 years of professional experience in the field of banking and business administration.​


Born in 1974 in Ankara, Turkey. Earned B.Sc. Degree in Business Administration from Bilkent University as a high honour student in 1996. She started her career in 1996 at Arthur Andersen İstanbul in Audit Department. She took part in the start-up of the Corporate Finance department of AA and worked in valuation, due diligence, feasibility studies as well as market research and other transaction support services in the firm until 1999. She joined QNB Finansbank as Assistant Manager in Financial Control and Planning Department between 1999 and 2001. After working in Credit Europe Bank N.V in the Financial Control and Planning Department as Assistant Manager responsible for operations in Belgium, including the Bank's HR and Operations Department from 2001 to 2003, she held the position of Financial Control and Planning Manager for QNB Finansbank until 2005.While serving Turkey Ernst and Young Financial Services Leader and acting as a partner, she specialized in million dollar transactions in the field of Financial Services and until 2012, she was the Financial Services Industry Leader for auditing, taxation, transactions and EY consultancy. As an Executive Committee Member she had the duty of CFO and Deputy CEO at Alternatif Bank A.Ş. between 2014 and 2016. From 2016 till 2017 October, she was Credit Committee Member and Board Member of Alternative Financial Leasing Company (ALease), Chairman of the Board of Directors of Alternatif Menkul Değerler A.Ş. (Alnvest) and General Manager and Board Member of Alternatif Bank A.Ş.. She was appointed to the Board of Directors and the Audit Committee Member in November 2017. And She is serving as Board and Audit Committee Chair in TFKB as of January 2019 as a result of reappointment. She has 23 years of professional experience in banking and consulting. ​​


Born in 1963 in Antalya, Turkey. He holds Industrial Engineering from Boğaziçi University in 1987 and MBA at Leuven University in Belgium in 1990. After working at Procter & Gamble company in Belgium and Turkey, in 1994, he joined the Ministry Privatization Administration as an Expert. He began his banking career in 1995 at Citibank and worked as Project and Structured Trade Finance Manager until 2000. In 2001, he started AVEA İletişim Hizmetleri A.Ş. as Finance Manager. He worked as Finance & Accounting Director until 2006 and as Chief Finance Officer until 2009. Between 2010 and 2013, he served as Finance and Finance Affairs Head at STFA Yatırım Holding A.Ş. From July 2011 to September 2014, he served as a Board Member at Enerya Enerji A.Ş., a subsidiary of STFA Group, and 9 subsidiaries. Currently, he is a Board Member of Hexagon Solid Waste Management Industry and Trade. Since 2015, he has been serving as a Free Financial Consultant. Counselling institutions are European Bank for Reconstruction and Development (EBRD) and International Finance Corporation (IFC) and foreign companies which are investing in Turkey. Since November 2016, he is serving as Board Member and Audit Committee Member at Türkiye Finans Katılım Bankası. He has 29 years of professional experience in banking and business administration.​ ​​​​