He was born in Riyad, Saudi Arabia in 1977. He graduated from Accounting Department of King Saud University in 1998 and he received his Master of Business Administration and Master of Science in Finance from University of Colorado in 2003. He served as a Faculty Member at the Institute of Banking in SAMA between September 2003 and March 2004. He joined The National Commercial Bank (NCB) in the field of corporate banking in 2004 and he moved on to Bank Saudi Fransi in 2007 as a Unit Head in the Corporate Banking Group. Mr. Alnasser became a Team Leader within the Corporate Banking Group at the NCB in 2010 and a Regional Manager and Senior Vice President in October 2013. In 2018, he took office as the Executive Vice President and Head of Special Asset Division of the Corporate Banking Group within the NCB. As of April 1, 2021, Mr. Alnasser serves as Executive Vice President and Head of Restructuring and Collections within Corporate Banking Group at Saudi National Bank, the new title taken by Türkiye Finans’ main shareholder The National Commercial Bank after merging powers with Samba Financial Group, one of the largest financial groups of the region. He was appointed as a Board Member and Credit Committee Member of Türkiye Finans Katılım Bankası as of September 2021. He has 19 years of professional experience in the field of banking.
He was born in Multan, Pakistan in 1965. He graduated from Electrical Engineering Department of Massachusetts Institute of Technology in 1989 and he completed his Master’s degree in Electrical Engineering and Computer Science at the same university. In 1993, he received his PhD in Electrical Engineering at Massachusetts Institute of Technology. He started his career in the field of FX options trading and structuring at Citigroup New York in 1993 and he moved on to European interest rate derivatives trading within Citigroup London in 1996. He served as a managing director responsible for the global markets at Citigroup MENA in 2000. In 2003, he joined Samba Financial Group as Group Treasurer responsible for global investments portfolio. He was appointed as a Board Member to Samba Pakistan in 2006, and he took office as the Chairman of the Board at Samba Pakistan as of 2013 and at Samba Global Markets Limited as of 2016. Dr. Nadeem also held seats as a Board Member at Samba Capital, Co-investment Offshore Capital Limited, Investment Capital (Cayman) Limited and Access Co-Invest Limited. In 2019, Dr. Nadeem became Deputy CEO of business at Samba Financial Group; and as of April 1, 2021 he serves as Group Head, International at Saudi National Bank, the new title taken by Türkiye Finans’ main shareholder The National Commercial Bank, after merging powers with Samba Financial Group, one of the largest financial groups of the region. He was appointed as a Board Member of Türkiye Finans Katılım Bankası as of March 2021. He has 29 years of professional experience in the field of banking.
Born in 1965 in Mersin, Turkey. She graduated from the Economics Department of Boğaziçi University in 1987 and started her banking career in Akbank in 1987 and worked at Akbank until 1989. She worked in Demirbank A.Ş. between 1990 and 2000 as Vice President in Treasury and in 2000, she continued her carrier at Ulusalbank A.Ş. as Treasury EVP. She served as General Manager and Board Member, between 2008 - 2014 in Şekerbank T.A.Ş. and she served as General Manager and Board Member in 2014 - 2016 at Alternatifbank A.Ş. During her term as General Manager, she also served as a Member of the Board of Directors of Şeker Yatırım A.Ş. between 2004 -2014, as a Chairman of the Board of Directors of Şekerbank Kıbrıs Ltd. between 2008 and 2014, as a Chairman of the Board of Directors of Şeker Mortgage Finansman A.Ş. between 2010 and 2014 and as a Member of the Board of Directors at Alternatif Finansal Kiralama A.Ş. between 2014 and 2016. She took part in the Banks Association of Turkey as Vice Chairman of the Board of Directors in 2013 and she served in the Board of Directors between 2008 and 2015. Meriç Uluşahin served as the Chairman of the Supervisory Board at KentBank d.d. in Croatia from September 2016 to April 2020. As of March 2017, She has joined Türkiye Finans Katılım Bankası as Board Member, Credit Committee Member and Compensation and Corporate Governance Committee Member. She also served as a Board Member at Pasha Investment Bank between March 2017 and August 2020. As of March 2017, she joined the Türkiye Finans Katılım Bankası as a Board Member, a Credit Committee Member, and a Member of the Pricing and Corporate Governance Committee. She served as a member of the Credit Committee between 31 March 2017 and 25 March 2021 and was appointed as the Chair of Credit Committee of Türkiye Finans Katılım Bankası from 25 March 2021 onwards, assigned as a Board Member in charge of Credit Quality and Credits. She has 35 years of experience in business and banking.
Born in 1960 in Jeddah, Saudi Arabia. Mr. Al-Saggaf holds MBA from Harvard Business School in 1988 and a Bachelor degree in Economics from Harvard University in 1982.After his service at Samba Financial Group between 1983 and 1985 as an Assistant Manager in Corporate Banking Group, he joined Saudi Holandi Bank as Division Head. In 1996 he joined back to Samba Financial Group as Division Head. From 2000 to 2003 he worked as a financial controller in Saudi Business Machines. He joined NCB in 2003 as Head of Strategy and Performance Management to lead corporate strategy, budgeting and management reporting. From 2006 to 2013 he was appointed as Group Chief Financial Officer. Besides, he served as a Board Member and a Credit Committee Member of Türkiye Finans Katılım Bankası A.Ş in 2008. From 2013 to 2018 he headed NCB’s Strategy & Business Development Group overseeing several functions including Strategy, Digital Banking, Marketing & Communication, Investor Relations, Economics, and Corporate Social Responsibility. Faisal Omar Al-Saggaf is the CEO at The National Commercial Bank (NCB), the largest bank in Saudi Arabia and the leading financial services group in the region (appointed June 2018). He is serving as Board and Audit Committee Member in TFKB as of 31st March 2017 as a result of reappointment. He has 36 years of professional experience in banking sector.
Born in 1974 in Ankara, Turkey. Earned B.Sc. Degree in Business Administration from Bilkent University as a high honour student in 1996. She started her career in 1996 at Arthur Andersen İstanbul in Audit Department. She took part in the start-up of the Corporate Finance department of AA and worked in valuation, due diligence, feasibility studies as well as market research and other transaction support services in the firm until 1999. She joined QNB Finansbank as Assistant Manager in Financial Control and Planning Department between 1999 and 2001. After working in Credit Europe Bank N.V in the Financial Control and Planning Department as Assistant Manager responsible for operations in Belgium, including the Bank's HR and Operations Department from 2001 to 2003, she held the position of Financial Control and Planning Manager for QNB Finansbank until 2005.While serving Turkey Ernst and Young Financial Services Leader and acting as a partner, she specialized in million dollar transactions in the field of Financial Services and until 2012, she was the Financial Services Industry Leader for auditing, taxation, transactions and EY consultancy. As an Executive Committee Member she had the duty of CFO and Deputy CEO at Alternatif Bank A.Ş. between 2014 and 2016. From 2016 till 2017 October, she was Credit Committee Member and Board Member of Alternative Financial Leasing Company (ALease), Chairman of the Board of Directors of Alternatif Menkul Değerler A.Ş. (Alnvest) and General Manager and Board Member of Alternatif Bank A.Ş.. She was appointed as a Board Member and Audit Committee Member in November 2017. And she is serving as Audit Committee Chair in TFKB as of January 2019 as a result of reappointment. She has 26 years of professional experience in banking and business administration.
Board Member and Acting CEO
Murat Akşam graduated from the İstanbul Technical University department of Management Engineering in 1990. He worked as Sales Representative in Beko between 1991-1993, and as Regional Responsible in RAM Foreign Trade Corporation between 1993-1997. He started working as Credit Officer and Credit Allocation Assistant Manager in the Turkish Economy Bank in 1997. He served as the Corporate Credit Manager between 2000-2005, as Corporate and Commercial Credit Allocation Director between 2005-2014, and as Corporate Banking Group Director between 2014-2017. Murat Akşam has been working as Commercial Banking Executive Vice President at Türkiye Finans since May 2, 2017. He was appointed as Board Member and the Acting CEO as of February 24, 2020.
Board Member and CEO
Murat Akşam graduated from İstanbul Technical University department of Management Engineering in 1990. He worked as Sales Representative in Beko between 1991-1993, and as Regional Responsible in RAM Foreign Trade Corporation between 1993-1997. He started working as Credit Officer and Credit Allocation Assistant Manager in the Turkish Economy Bank in 1997. He served as the Corporate Credit Manager between 2000-2005, as Corporate and Commercial Credit Allocation Director between 2005-2014, and as Corporate Banking Group Director between 2014-2017. Murat Akşam worked as Commercial Banking Executive Vice President at Türkiye Finans Katılım Bankası between May 2, 2017 and March 24, 2021. As of February 21, 2020, he was appointed as a member of the Board and Acting CEO. Murat Akşam has been appointed as CEO principally as of March 24, 2021. He has 31 years of professional experience in banking and business administration.
Born in 1963 in Al Ramadah, Saudi Arabia. He holds a bachelor's degree in Science and Computer Engineering from King Fahd University of Petroleum and Minerals in 1987. He began his career as a computer engineer in the Ministry of Defence and Aviation and continued his career in Al Rajhi Bank. He respectively became Chief Information Officer, Chief Operating Officer and General Manager and Deputy CEO in Retail Banking Group in Al Rajhi Bank between 1998 and 2012. During his course of office at Al Rajhi Bank he was a Board Member for Al Rajhi Bank, Malaysia, Al Rajhi Capital and Al Rajhi Takaful. Al-Ghamdi rendered advisory service in relation to Banking Management to the Saudi Arabian Monetary Agency and the National Commercial Bank between 2012 and 2013. He carried on his duty as CEO of the National Commercial Bank between March 2013 - May 2018 and has been appointed as Chairman of the Board at The National Commercial Bank as of May 2018. Saeed Alghamdi, who undertook the position of Vice Chairman of the Board at Turkiye Finans Katılım Bankası on 28th March 2013, has been serving the duty of Chairman of the Board at Türkiye Finans Katılım Bankası since 18th December 2015. He has 32 years of professional experience in banking and business administration.
Born in 1974 in Ankara, Turkey. Holds a BS degree from the Middle East Technical University, an MBA degree from the Massachusetts Institute of Technology and a Ph.D. in Finance from the Istanbul University. He started his career at the Koç Holding Group Corporate Strategy division. He worked as the Business Development Director and held various management and board membership positions at the Oyak Group. He continued his career as the Group CFO and Board Member of the Erdemir Group between 2006 and 2010. He carried out his duty as CFO at Yıldız Holding A.Ş. since 2010. He is appointed as the Executive Deputy Chairman at Yıldız Holding A.Ş. as of October 2016. As of March 2014 Mr. Karakaş has also become Board Member at Turkiye Finans Katılım Bankası A.Ş. He has become Chairman of Audit Committee at Turkiye Finans Katılım Bankası at 15th January 2016.
Born in 1963 in Antalya, Turkey. He holds Industrial Engineering from Boğaziçi University in 1987 and MBA at Leuven University in Belgium in 1990. After working at Procter & Gamble company in Belgium and Turkey, in 1994, he joined the Ministry Privatization Administration as an Expert. He began his banking career in 1995 at Citibank and worked as Project and Structured Trade Finance Manager until 2000. In 2001, he started AVEA İletişim Hizmetleri A.Ş. as Finance Manager. He worked as Finance & Accounting Director until 2006 and as Chief Finance Officer until 2009. Between 2010 and 2013, he served as Finance and Finance Affairs Head at STFA Yatırım Holding A.Ş. Eren Güra served as a Member of the Board of Directors at Enerya Enerji A.Ş., a subsidiary of STFA Group, and nine other subsidiaries thereof from July 2011 to September 2014; and at Hexagon Solid Waste Management Industry and Trade from April 2018 to February 2020. Since 2015, he has been serving as a Free Financial Consultant. Counselling institutions are European Bank for Reconstruction and Development (EBRD) and International Finance Corporation (IFC) and foreign companies which are investing in Turkey. Since November 2016, he is serving as Board Member and Audit Committee Member at Türkiye Finans Katılım Bankası. He has 32 years of professional experience in banking and business administration.
Committee Chairperson & Board Member
Born in Denizli in 1966. Studied in Faculty of Political Sciences, Ankara University until 1986. Holds a BA degree in Economics and a MA degree in Accounting-Finance from Gazi University. In 1987, he started his career in the Undersecretariat of the Treasury as Junıor Sworn-in Bank Auditor. Between 1998-2001 he served as Vice President of the Board of Sworn Bank Auditors. At this time he acted as the Chairman of the Board of Sworn Bank Auditors by proxy for 9 months. Between 2001 - 2007, he served as the Department Head across several departments within Banking Regulation and Supervision Agency. During his role as Board and Audit Committee Member in Ziraat Bankası between 2007 - 2012, Mr. Kayhan also served as a Board Member in various domestic and foreign affiliates of the bank. Beside his role at Ziraat Bankası, he worked in Arab Turkish Bank as Board Member between July 2011 - March 2012. Since September 2012, he serves at Türkiye Finans Katılım Bankası as Board Member and Audit Committee Chairperson. Mr. Oguz Kayhan is currently doing his PhD in Business Administration at Ankara University, Institute of Social Sciences.
Khalid Malik ALSHARIF
Born in 1964 in Jeddah, Saudi Arabia. He holds an MBA degree from the College of Notre Dame (USA). He began his career at the Investment Services of Riyad Bank, Saudi Arabia in 1986 to become the Executive Vice President in charge of the Kingdom-wide Branch Network. Prior to this position, between 1988 and 2000, he took various responsibilities at Riyad Bank such as Corporate Relationship Officer, Assistant Branch Manager, Branch Manager, Main Branch Manager, Regional Operations Manager, Regional Manager, and Deputy Regional Manager. In 2000, he joined The National Commercial Bank (NCB), the largest bank in Saudi Arabia. He served as Head of Retail Distribution, Head of Customer Management Group, Head of Private Banking Division, and Sector Head of Individual Banking at the National Commercial Bank (NCB) between 2000 and 2010. He is currently Senior Executive Vice President/Sector Head of Corporate Banking and Senior Credit Officer (SCO) Level 1. Since May 2013, he has served as Board Member at Türkiye Finans Katılım Bankası.
Board Member & CEO
Born in Ankara in 1963. Holds a BS degree from Gazi University and an MBA from the Manchester Business School and University of Wales (the UK). Started his career at Etibank where he worked from 1983 to 1985. Was in office at Citibank, Turkey from 1986 to 1996 and was appointed to Citibank, New York, USA until 1998. Then took office as Assistant General Manager at Kentbank from 1998 to 2000. From 2000 to 2008 took responsibilities in the management of business development and transformation projects at Türkiye İş Bankası. Within this period (2003 to 2005) held the position of Assistant General Manager, and a Director reporting to the Chairman at AVEA, a subsidiary of Türkiye İş Bankası. In 2008 held the position of CFO and Vice President of the Executive Committee at Dedeman Holding. V.Derya Gürerk has been since June of 2011 CEO of Türkiye Finans Katılım Bankası and Board Member.
Born in 1981 in Jeddah, Saudi Arabia. He holds a B.Sc in Industrial Engineering from King Abdulaziz University in Saudi Arabia in 2004 and a M.Sc in Risk Management from New York University’s Leonard N. Stern School of Business in 2012. Before working in the financial sector, he began his career at the Saudi Basic Industries Corporation (SABIC), one of the world's largest petrochemicals manufacturers in 2005. Majed Hamdan Al Ghamdi was an Executive Vice President at The National Commercial Bank (NCB), the leading financial services group in the region. In his role as head of Enterprise Risk Management within the NCB Risk Group he acted as the custodian of the control and financial risk management processes, conducted oversight of various activities with comprehensive coverage of all major risk disciplines. He has experience working in multiple regulatory jurisdictions including Saudi Arabia and Turkey. In his years of experience at NCB he progressed through various roles and played a pivotal part in building NCB’s Enterprise Risk Management capabilities. He also represents NCB in inter-bank cooperative and regulatory initiatives. Majed Hamdan Alghamdi served as the Senior Executive Vice President in Corporate Banking at NCB from August 2018 to March 2020, and has been acting as Senior Executive Vice President in Retail Banking since March 2020. Since March 2016, he is serving as Board Member and as of April 2017, he has been serving as a Member of the Credit Committee. He has 14 years of professional experience in banking and business administration.
Lama Ahmad M. Ghazzaoui was born in Beirut, Lebanon in 1975. She holds a Bachelor's degree in Accounting from the Lebanese American University (1996), and in 2000 she obtained her CPA accreditation and membership to the AICPA (American Institute of Certified Public Accountants) in the State of Colorado, USA. She started her career as an External Auditor in Deloitte & Touche in 1997. She began her association with The National Commercial Bank in 2003 as a Senior Financial Analyst and then as a Financial Controller in charge of general finance, budgeting, reporting, and control for the Treasury Department. Lama Ahmad M. Ghazzaoui took part as a member of the Board of Directors and Audit Committee in Türkiye Finans Katılım Bankası A.Ş. between March 2014 -March 2017. She is currently the Head of Financial Affairs and Senior Vice President of the Finance Department. She also continues to serve as the Chairman of the Audit Committee of NCB Capital and a Senior Management Committee Member of the bank. Lama Ahmad M. Ghazzaoui was appointed as a Board Member of Türkiye Finans Katılım Bankası A.Ş. as of August 2020. She has 23 years of professional experience in the field of banking and business administration.
He was born in Mecca, Saudi Arabia in 1972. He graduated from the Electrical Engineering Department of King Fahd University of Petroleum & Minerals in 1996. In 2004, he completed his Master’s degree in Business Administration at King Saud University. He started his career in 1996 at Schlumberger Wireline & Testing (Petroleum Services) as Field Engineer at different locations domestically and abroad. He was promoted as the engineer in charge of onshore field operations in Qatar at the same company. He started his banking career in 1999 at the Commercial Banking Department of Saudi American Bank, a Citi Bank subsidiary. In 2002, he joined The National Commercial Bank as Senior Corporate Banking Relations Manager. He managed the Central Region in 2008 and the Eastern Region Commercial Banking Departments in 2010 at The National Commercial Bank (NCB). In 2013, he became the Head of the Commercial Banking Department across the country. He attended trainings in the fields of Engineering, Banking, and Leadership in well-known schools such as ISEAD, Darden, and Harvard Business School. He served as a Board Member and the CEO of Türkiye Finans Katılım Bankası A.Ş. between October 2016 - February 2020. He served as the Senior Executive Vice President of Corporate Banking at the NCB between March 2020 – March 2021. As of March 2021 when NCB merged with Samba Financial Group and changed the bank’s title into Saudi National Bank (SNB), he has been serving as Global and Large Corporates Head at SNB. He was appointed as the Chairman of the Board of Türkiye Finans Katılım Bankası A.Ş. as of August 2020. He has 26 years of professional experience in the field of banking and business administration.